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Thread: Liability ?

  1. #1
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    Liability ?

    What do people do for liability insurance ?. The unthinkable may happen - injurous collision. Does anyone have advice ?.
    Also, what do people do when someone else collides with you ?. My daughter was hit by one of a group of teenagers bombing the hill, I admonished the jerk, but only later found out we needed to get a cat scan to rule out concussion. I realised then, I should have got some ID from the culprit, in order to claim the my copayments back.

    Bob Dodds

  2. #2
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    Collisions

    Advice: don't collide!

    Honestly - don't know where you live, but contact a good attorney, and for a small fee he/she will be very happy to let you know.

    Marilyn

  3. #3
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    Liability

    Talk to your insurance agent and ask about getting a personal Liability umbrella added to your homeowner's or renter's policy. It's not that expensive.
    Last edited by Steve Dold; November 21st, 2003 at 06:43 AM.

  4. #4
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    Originally posted by Kent
    You would figure registration would keep spammers from posting.....
    Hey Man. Power to the people.

  5. #5
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    bob - you could and should have sued.

    A few years ago I collided with an elderly man on skis. I was riding down the side of a wide trail and he was skiing across the fall line. I yelled and screamed that I was coming up behind him but he just kept coming. We collided side by side – I did not barrel him over and we did not hit at a high rate of speed, I didn’t even fall, but he was quite shaken up, maybe a dislocated shoulder.

    I filled out an accident report and a few months later got a letter from his attorney informing me that he intended to sue and that I should contact my homeowners insurance co. About a year and half later my insurance company informed me that they had settled with him for $25,000!!!!!

    PC

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    thanks

    Thanks for the info. I guess this is something people don't like to talk about - out of sight out of mind maybe ?. but a little knowledge may be useful if the unexpected happens.
    Sorry if this post looked like spam or a troll, it was not intended to be

    Bob Dodds

  7. #7
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    I really hate to rant but....

    the idea of a civil case over getting hit by a someone while skiing or what ever is so disgusting
    has it ever occured to some people that snow sports are high risk sports
    I have been working at a ski areas for seven or so years I see people get hurt all the time I really do have to say most collisions are avoidable but that does not mean you should be able to get that persons pay check
    I can see maybe if someone intended to hit you but thats pretty rare
    Americans are way too sew happy

    my intent is not to anger anybody but I really think this stuff gets out of hand

  8. #8
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    I totally agree with bob dea.

    You're at a ski resort, doing a dangerious activity with other people of varried skill and experience. I think you just have to accept that you or your family may be injured, and it may be some idiots fault you get hurt. That's sad, but it's also part of the package. If someone does something that is clearly out of the bounds of common sense, like say, sliding while abusing substance or intentionally crashing someone out of skiier rage or something... then IMHO gripes are legitimate. But other than that, I think you just have to accept that you are chosing to place yourself in a dangerous situation. Just like auto racing, or many other sports.
    Last edited by jason_watkins; November 23rd, 2003 at 02:27 PM.

  9. #9
    solcat Guest
    Generally the consept of acceptance of the risk applies to all sport participants. If you run into someone, generally it is assumed that you accepted that risk. There have been cases where participants were drunk and ran into someone and the drunk was found liable. You are not expected to accept the risk of people being on the slopes drunk. I have also heard of liability being imposed for extreme speed or other extremely negligent behavior.

  10. #10
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    Yes, skiers and snowboarders have to accept the risk that somebody who is breaking the rules may crash into them, causing personal injury and damaging expensive property.

    Just like the way you accept that risk when driving. Driving is a dangerous activity, and everybody accepts the risks, and nobody sues.

  11. #11
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    In America you have to sue. It's a customary thing to do.

    Other nations may think a little bit differently and take risks of life into account.

    The best thing for stupidity is to sue. But remember to grow your children in an American way: let them do whatever they want without severly reprimanding them. After all, you might go to jail after slaping butt of your child that does not want to listen and do the thing maliciously just to make you angry.

    So don't put a preassure on your kid to think. What is gonna happen? Well maybe some day your kid will get sued if he/she "accidentally" hits a person. Not very likely, right?

    Important thing is to rise your kids without "stress". So let them do whatever they want (no drugs or smoking though! ... they can enroll when they are 18 so army will teach them to kill, but absolutely no liquor or smoking by 21!)


    Just one thing: don't woder why there is so many freaks on the streets in the US of A who might be unppredictable and perhaps might rape someone for fun.

    Just my euro-observation after 8.5 years spent here.
    Hope to see you on slopes,
    Maciek

  12. #12
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    wow

    No one is forcing you to be here.

  13. #13
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    accidents happen

    I agree that everyone assumes a degree of risk on the slope. Accidents will happen, but there needs to be some deterrent to recklessness. Maciak is a little ott but there is a problem with parents using a hill as a kid dump, assuming, it is something like an amusement park with no responsility and no consequences. Ideally kids would have to do a short safety program in order to get a lift ticket. I don't think any kid reads the responsibility code volenterely or understands that at 40 mph, you have the potential to kill someone.

    Bob

  14. #14
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    generally people stay away from us here in the midwest, but ive seen a few bold rednecks out for a weekend of fun get close, but only once have i seen them run into someone. my friend ended his season last year when an idiot on a walmart board took out his legs in the middle of a turn.

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    No

    He made sweeping generalizations about Americans, made them sarcastically, and offered nothing constructive. He has a right to say what he thinks, and I have a right to say what I think, and if you don't like it, too bad.

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    Re: Re: wow

    Originally posted by bola
    hey! hey! hey! mr. linking turns:

    this is quite unamerican.( how zo! he has da right to call any one to leave, hey really if u don't like den leave, all for dat man!) the man deserves to air his views. remember, desent and free expression of opinion is what america is about( Isn't dat vhat link n did?). if you have other problems with the man do not use the tired and worn out cliche "go back where you came from."(Why not, you don't like it leave Im bee tyred of dis Scheste drech! tree huggers!) keep in mind that this is a country of immigrants and the natives (real americans) could very well take that position( too bad day did not know how to use gun powder!) Bottom lienz, my parent came over now hear, day did not say," I cant speak English you should learn Gerbonics and have it in school and have too laugauges"! your right dis is America! Last time I checked anyway ven I travel doe not so sure sometime where Im at anymoer.

  17. #17
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    LOL

    Jeez, Shred, I had to read that about five times to get it Anyway Bola, number one, I didn't ask him to leave, number two I have now changed my avatar to the kind of immigrant that I respect and welcome, one that recognizes the opportunities the USA provides, doesn't whine and bitch about the problems but instead works to correct them. And third, if you're going to use a broad brush, your work will be sloppy and you can expect some criticism. TFB .
    Last edited by Steve Dold; November 26th, 2003 at 09:12 AM.

  18. #18
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    express express

    Link N ~ the new avatar is cool! Gotta dig a man who comes to America w/ nothing & marries into one of the most prestigious families in the world, makes a spectacular career in movies and then gets elected governor to the most trendy State in the USofA!

    It's great to see this expression of free speech ~ THAT'S what America is made of! The right for every person to have their own opinion, and to respect other's opinions. Thumbs up Link, power to the people. As an attorney, I agree that there are too many people in America that are sue happy. Greedy greedy people!

    Shred - who can we sue?!

    Marilyn

  19. #19
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    People or things to Sue!

    Ja, Im not shur Y vee not do dis before, now we talking about it, Who vood you sue and Why!

    Tabasco- for burning whole in my colon, has no warning lable on it four dis. could get away mit dis one.

    Spandex Inventore- kome on fellas, you know what I mean 5 kilos of Potatoes in a 1 kilo bag!

    Mini Vans- cause accidents can't see around dem, go to slow, can't see through dem cause of dat dam big ass soccer ball on the back window!

    School - for not properly pre pearing me for life and be have not much money zay did not do good job I zink.

    Weather Man - for lying evbery day!

    Nascar - just because it now 24 hour speed vision!- dat would a double suit mit country music!

    The Ski Insturctor - who keeps on bringing da begginer on da blue runs den stopping in middle.... dang dem.

    Hmmmm let me really tink now!

    said Shred?

  20. #20
    Oppenheimer Guest

    Re: Re: Re: wow

    Originally posted by Shred Gruumer
    Gerbonics
    hahaha

  21. #21
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    Problems!

    Alkyhaul, the cause uv and da solution two all of lifes problems!

    HJS



    Right Said Shred!

  22. #22
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    liability

    You should see the aircraft industry. A guy disregards the weather, flies into known icing and winds up in a beet field, and the attorneys convince the families there's blame to be laid and money to be made. Everyone is sued, from the manufacturer of the airframe, the engine, the company that made the oil filter, the mechanic that installed the oil filter, the instructor that gave the guy his sign-off a year before the accident, and on and on. It's cheaper to settle and so they do. It's the reason Cessna didn't build any small airplanes from 1986 until 1994 when the law was changed to keep people from suing over an airframe over 18 years old. The trial lawyers went nuts over this one. They and the idiots on the juries are to blame for the problems Maciek describes, and that's my (happily and proudly) non-euro view. Individuals, not "America" is to blame. Can you blame Burton for settling their binding suit out of court?

    Marilyn: Right on! Your avatar is hot an super-fine. Shred: Stop it, you're making me spew pepsi out of my nose

  23. #23
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    koch win sedents?

    Ja, schteve Dhold right?

    U muhst know den vhere I work, write on bruther! you said it dat is axe acly whut Im talking about, dis is da crap ve have to deal with where eye verk!

    http://pol/forums/Document.asp?ID=PO...015C8036DD4C00

    Just like da bafoon Kennedy not qualified to fly into fog! kan't be da pilots fault, wanna bet! I work for da FAA tooo Scary I know! but true. 999999.9999 purr sent pilot error!

    Right said Shred

    Kirkwood Feb 19th leave 22nd into Sacremento, still cheepest for me. not for sure zis now but only date open. so many vacations so little time to sue!

  24. #24
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    careful Link

    Link - hey does the pepsi can say don't drink and laugh at the same time? If not, let's sue!! Shred does have a way with the quasi-english language - doesn't he?!

    Glad you like the avatar, yeah baby - it's hot! I'm so very modest!

    Marilyn

  25. #25
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    Re: koch win sedents?

    Originally posted by Shred Gruumer
    Ja, schteve Dhold right?
    Kirkwood Feb 19th leave 22nd into Sacremento, still cheepest for me. not for sure zis now but only date open. so many vacations so little time to sue!
    Ten-4, we'll try to keep the date open. Try to hit Kirkwood and maybe the North lake too. Marilyn, I have no problem, I just run it through the Alta Vista translator. heeho

  26. #26
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    Links: translatror ---- ha ! Have you heard Shred in person, particularly after a NUMBER O' Yuon's, hmmm .. and w/ the accent --- THEN you will need a transalator! So, heard of new airline: "TED" running out of CA, NM and FL ... gonna check into some flights, keept date open. Whatdaya think??

    Marilyn

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    Re: Re: LOL

    Originally posted by bola
    Linkingturns:
    when it comes to groping women, I NO LIKE.
    Hey, as long as he keeps the illegals from getting driver's licenses, he's off to a good start. And in a couple of other things he's promised, he's delivered. I don't have any idea what's happening with the groping lawsuits.

    Marilyn: TED? Is that some guy with a Cessna 172? Sounds - efficient. Like you'd get a window seat and an isle seat at the same time.
    Last edited by Steve Dold; November 27th, 2003 at 06:46 PM.

  28. #28
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    Groping?

    No clue about the famed CA Governor and the status of any groping lawsuits. If so, he no doubt will have to retain his own counselor for that - I do not believe the tax payers will be liable for paying for his attorney, mostly because it happened prior to his time in office. Just wouldn't be prudent! For the most part, I don't believe they are "poor women," I believe they are just greedy!!

    It's wrong, but what's even worse are all the child rapists, child porno nuts, and child abusers. Personally, I think that is more of a problem than groping. Because Ahnald is a big man on campus, they'll come out of the woodwork! If he was some average joe-engineer at some company, it wouldn't be a big deal & nooooo one would know! Bola, no idea whether you are male/female, but either way - haven't you been in a bar and been groped or groped some hot butt?! Did ya sue, or did someone sue you? Doubt it!

    Yes, America has too many attorneys, but the good thing is that not all of us are into making this the most litigious country in the world! I also think there are too many chiropractors sucking off of workers' compensation by making people "chiro junkies." And, I also think there are too many gas stations, fast food restaurants, television stations, etc. But isn't American the land of opportunity? The land of plenty? The place where excess is king!?!?

    Link: TED is supposed to be some low budget of United?! Probably using the planes that are missing "stuff" - seats, seatbelts, pilots ...

    Marilyn

  29. #29
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    well taken

    Bola: your comments are well taken ... yes, I am well aware of sexual harassment and discrimination. I don't know where the gropemeister crossed over. Like I said ... no it's not right or proper, but ya gotta have the proof to make a case and win!

    Marilyn

    p.s. LinkNTurns - whodathunk your avatar would raise this much commotion!?
    Last edited by Marilyn Cambers; December 1st, 2003 at 08:37 AM.

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